Blog
Scaling the XRP Ledger in Poland: Insights from Our Carpathian Startup Fest Business Breakfast
By Neti Poland — 2026-06-26
Blockchain adoption doesn't happen at the protocol level — it happens when global infrastructure meets local ecosystems. Here's how XRPL Commons and Neti brought that conversation to one of Europe's fastest-growing innovation hubs.
Where Research Meets the Real World. Recapping the XRPL Blockchain Research Summit 2026
By Vera Radeva Hadjiev — 2026-06-23
The Blockchain Research Summit 2026 confirmed that academic blockchain research has moved beyond theory, with live demos, ZK-proof architectures, and deployable systems now sitting alongside policy and curriculum debates. Here is what two days of working groups, PhD showcases, and cross-sector dialogue revealed about where decentralised infrastructure is actually heading.
From NFC to XRPL: Our First Meetup in Lisbon
By Zsofi Borsi — 2026-06-20
What happens when blockchain meets Lisbon's buzzing startup scene? XRPL Commons brought together 70 founders, developers, and builders for their very first meetup in Portugal — and it was only the beginning.
GLOW : What’s Changing and Why
By Luc Bocahut — 2026-06-16
GLOW is a retroactive funding program for builders in the XRPL ecosystem. Six months after launch, we took an honest look at what worked and what didn't. The program is now open to direct applications, no referral needed. Here's what we learned and where we go from here.
Ryze and XRPL EVM: Rebuilding DeFi Where Value Belongs
By Zsofi Borsi — 2026-06-13
A maturing DeFi sector brings a new set of questions around interoperability, financial stability and optimization. Ryze has the answers.
A Decade Building a DeFi Pillar: Introducing Stablecoins
Among blockchain’s many financial innovations, stablecoins stand out as a core driver of DeFi, serving both as a competitive force and as a bridge between crypto and traditional finance.
The Future of Trade Why Interoperability is Crucial for Free Markets on the XRPL
By Fig — 2026-05-15
Squid simplifies cross-chain crypto by providing interoperability infrastructure that connects the XRP Ledger and its EVM Sidechain to over 80 other blockchains. By integrating with fiat rails and DeFi protocols, it enables developers and users to seamlessly swap assets, manage lending, and trade perps across diverse ecosystems in a single click.
Scaling Institutional DeFi with RLUSD: Ripple's Stablecoin Strategy Explained
By Lauren Berta — 2026-05-13
As institutional capital moves on-chain, the question is no longer whether stablecoins will underpin financial infrastructure, but which ones meet the standards of global finance. We talked to Lauren Berta, Stablecoin Product Lead at Ripple, to explore how RLUSD is positioning itself as a regulated, enterprise-grade digital dollar built for capital markets and cross-border scale. From liquidity architecture to institutional DeFi standards, she outlines what it takes for stablecoins to move from experimentation to core financial infrastructure.
The Geek List: Books to Read from the XRPL Commons Library
By Zsofi Borsi — 2026-05-06
The XRPL Commons’ Classroom library features a curated "Geek List" of essential reads covering AI agent design, Web3 community-building, and marketing strategies. The collection also includes investigative histories of blockchain evolution and simplified guides to complex concepts like Zero-Knowledge Proofs for both experts and beginners.
Gemma 4 on the DGX Spark: Native Tool Calling and Reasoning Mode at 271 tok/s
By Luc Bocahut — 2026-05-04
We set up Google's Gemma 4 26B-A4B NVFP4 on the XRPL Commons office DGX Spark. We measured 51 tok/s single-stream, 271 tok/s at 8 concurrent requests, 54 ms TTFT, and 8.2× prefix cache speedup — all with native tool calling, reasoning mode, 131K context, and multimodal input preserved on 128GB of unified memory. We then tried to push throughput further and hit the hardware's real limits. Here's the full story.
The Next Chapter of XRPL: From Bridge to Backbone
By Asheesh Birla — 2026-04-30
The XRP Ledger is evolving from a simple payments bridge into a sophisticated capital market where XRP serves as productive, institutional-grade collateral for lending and tokenized assets. By bridging public market capital with on-chain primitives, Evernorth aims to provide regulated exposure that enhances capital efficiency and scales liquidity across the ecosystem.
The XRPL Momentum - Recapping on XRPL Zone Paris 2026
By Florence Tison — 2026-04-23
XRPL Zone Paris 2026 transitioned the ecosystem from hype to institutional execution, focusing on technical primitives like native lending, vaults, and MPTs to support $1 trillion in tokenized assets. Key breakthroughs in Zero-Knowledge privacy and enterprise infrastructure signaled a strategic shift toward making the XRP Ledger the primary, compliant rail for global regulated finance.
From Vision to Reality: The Roadmap Powering DeFi on XRPL
By Krippenreiter — 2026-04-22
The XRP Ledger aims to bank the 1.3 billion unbanked people by providing a neutral, low-cost platform for financial sovereignty and real-world asset tokenization. By balancing decentralized trading with institutional compliance and user-friendly features like passkey security, it seeks to create a global, inclusive ecosystem powered by XRP.
Meet the Team: Vera Radeva, Education Director
By Zsofi Borsi — 2026-04-17
Blockchain education doesn't start with code — it starts with trust, curiosity, and the right people in the room. Vera, who leads the LEARN pillar at XRPL Commons, explains how academia is engaging with blockchain, and why students see it as a tool for social change, not just a technology trend.
Stablecoins Are Infrastructure Now. Here's What Executives Are Actually Doing About It
By Odelia Torteman — 2026-04-15
XRPL Commons and Global Digital Finance (GDF) hosted an invite‑only executive roundtable in Paris on one core question: how stablecoins become real financial infrastructure. This recap distills what leaders are actually doing now—across payment rails, regulation, and the next wave of on‑chain finance.
LOBSTR Brings Native XRPL Access to 1.5 Million Users
By Odelia Torteman — 2026-04-14
PARIS – April 14, 2026 – LOBSTR, a leading wallet in the Stellar ecosystem, and XRPL Commons, Paris based organization devoted to advancing the XRP Ledger ecosystem, today announced a partnership to bring native XRPL support into LOBSTR’s multi-chain wallet across iOS and Android.
XRPL gets on chain privacy via ZKP: Introducing Boundless on XRPL
By Odelia Torteman — 2026-04-14
Paris, April 14, 2026 — Today at XRPL Zone Paris, during Paris Blockchain Week, XRPL Commons and Boundless announced a landmark integration bringing zero-knowledge (ZK) proof technology to the XRP Ledger.
How to Win a Hackathon
By Thomas Hussenet — 2026-04-03
Winning a hackathon usually comes down to preparation, not brilliance. Here’s a practical playbook for choosing the right idea, building for impact (not just complexity), and crafting a demo and pitch that judges actually remember — whether you code or not. From aligning with judging criteria to leveraging XRPL tools, mentors, and ecosystem insights, this guide breaks down how to give your team a real edge at Hack the Block.
50+ Tokens/sec on a Desktop: Running LLMs on the NVIDIA DGX Spark
By Luc Bocahut — 2026-03-19
Local AI doesn’t have to mean slow. We got a 30B LLM running at 51–54 tok/s on a DGX Spark using MoE models, FP8 quantization, and a patched Blackwell stack. See how we made fast, private on‑prem AI actually work.
The $100B Market Crypto Keeps Ignoring — And Why XRPL Is Built for It
By Florence Tison — 2026-03-11
Inclusive finance isn’t charity—it’s a $100B+ market running on broken infrastructure. Remittances alone moved $685B in 2024, yet billions still lack access to basic financial rails. See why XRPL’s native primitives make it uniquely built to fix it
Why We Voted Yes on XLS-65: Single Asset Vaults on the XRPL
By Luc Bocahut — 2026-03-06
Native vaults are coming to the XRPL. XLS-65 introduces on-ledger asset pooling—no smart contracts, no bridges, just pure protocol power. See how this amendment unlocks the next wave of native DeFi.
Highlights from XRPL Commons European Winter Tour
By Zsofi Borsi — 2026-02-27
The XRPL Commons European Winter Tour (late 2025–early 2026) drove blockchain innovation and academic collaboration across Rome, Lisbon, Paris, and London. Highlights included a compliance-focused hackathon in Rome, a research-to-builder workshop in Lisbon, and a DeFi Demo Day in Paris. The tour concluded in London with the launch of the Dinner Club for ecosystem leaders, a UCL research workshop, and discussions on institutional DeFi. Together, these efforts strengthened the XRP Ledger’s global community through development, research, and strategic networking.
Corporate Blockchain Adoption, Regulation, Institutional Change, and Women in Leadership
By Odelia Torteman — 2026-02-13
Institutions aren’t held back by immature tech, argues XRPL Commons’ Odelia Torteman, but by regulation, legacy systems, and control‑first culture. In this CCN interview, she explains how corporates adopt XRPL, why permissioned tools and native lending matter, and where institutions still misunderstand DeFi.
Leveling Up the Aquarium: A Unique Incubator in the Heart of Paris
By Cyrille Bourdeaux — 2026-02-06
What if the space that once helped builders ideate could now help founders take their products to market? The Aquarium is evolving to meet teams where they are — focused, product-ready, and building for real impact on the XRPL.
Permissioned Domains and DEXs on XRPL: What We Learned
By Romain Thepaut — 2026-01-26
We put XLS-80 (Permissioned Domains) and XLS-81 (Permissioned DEXs) through end-to-end testing on Devnet—from credentials and domain setup to trading across open, permissioned, and hybrid offers. Everything behaved as specified, showing these amendments are stable and ready for real-world use.
Building a Full History Node on the XRP Ledger
By Darius Tumas — 2026-01-19
Behind every blockchain lies real hardware, humming quietly in the background. Discover how XRPL Commons built a full history node—Atlas—to preserve the entire XRP Ledger’s story from its earliest ledgers to today.
QuickNode Now Supports the XRPL EVM Sidechain
By Odelia Torteman — 2026-01-06
Bringing the power of Ethereum smart contracts to the XRPLedger ecosystem. Unlocking DeFi and Web3 potential for the XRPL community with full EVM compatibility and high-speed finality.
Meet the Team: Engaging the Community with Zsofi Borsi
By Zsofi Borsi — 2025-12-26
Meet Zsofi Borsi, Head of Community Engagement at XRPL Commons and editor‑in‑chief of the XRPL Community Magazine, who helps connect and empower a global community around the XRP Ledger through MeetUps, Town Halls, and collaborative storytelling.
How I Used AI to Build on XRPL Without Writing Code
By Artur Kirjakulov, PhD — 2025-12-19
Learn how AI is transforming the way builders approach XRPL. We spoke with Artur Kirjakulov, PhD — creator of xrplstats — to learn how he launched a fully functional analytics dashboard on the XRP Ledger without writing a single line of code. By turning AI into a hands-on collaborator, Artur shows how product thinking and precise prompting can now replace traditional development in the next wave of XRPL innovation.
Gen3 Labs on Aigent.run & the Future of AI Agents on XRPL
By Zsofi Borsi — 2025-12-12
AI-native interaction is arriving on XRPL. We sat down with Guillaume and Shen — co-founders of Gen3 Labs and creators of Aigent.run — to explore how their AI-powered terminal is turning blockchain commands into natural conversations and laying the groundwork for a new era of autonomous agents.
The Intention Web: Ethical and Strategic Considerations
By Simon Luling — 2025-12-05
Is the "Post Web" already taking shape? We sat with Benoit Bergeret — ESSEC professor, co‑founder of Hub France IA, and member of the OECD Network of Experts on AI — to explore how AI agents, blockchain trust layers, and XRPL’s efficiency are converging to build an autonomous digital economy.
Rising Nodes: XRPL across the Asia-Pacific Region
By Simon Luling — 2025-11-28
Discover how the Asia-Pacific is shaping XRPL’s future—read how new alliances, thriving developer communities, and real-world use cases are driving blockchain innovation.
Xaman in Numbers: The Engine of the XRPL Ecosystem
By Robert Kiuru — 2025-11-21
Discover how Xaman powers billions in self-custody and drives engagement across the XRPL and Xahau ecosystems—see the numbers behind the most trusted wallet.
How Batch Transactions and Token Escrow Transform User Experience in Gaming
By Denis Angell — 2025-11-06
Discover how the latest XRP Ledger upgrades are revolutionizing blockchain gaming—unlocking atomic multi-item trades and trustless NFT swaps for the first time. Dive in to see how Batch Transactions and Token Escrow are setting the stage for seamless, next-generation player experiences.
What’s New on the XRP Ledger
By Romain Thepaut — 2025-10-24
The XRP Ledger is evolving fast—and the next wave of features is already reshaping how developers build, transact, and innovate. Dive into our latest blog to explore new amendments live on test networks and one groundbreaking upgrade now active on the mainnet.
The Agentic Web: The Blockchain & AI Cross-Chain Interoperability Era
By Odelia Torteman — 2025-10-15
As blockchain and AI collide in 2025, a new digital frontier is emerging — one where autonomous agents trade, negotiate, and create value across interconnected ecosystems. In The Agentic Web: The Blockchain & AI Cross-Chain Interoperability Era, Odelia Torteman explores how smart contracts, tokenized assets, and intelligent agents are redefining automation, trust, and the flow of digital value across industries.
Why Glow: Celebrating XRPL Contributors
By Luc Bocahut — 2025-10-08
Glow is XRPL Commons’ retroactive funding program honoring community-driven work, from essential bug fixes to major protocol advances. Each month, Glow shines a light on contributors who make XRPL stronger—recognizing meaningful impact where it matters most.
Letter from Malta: Chain of Blocks Summit Recap
By Zsofi Borsi, Cyrille Bourdeaux — 2025-09-19
A true “by the community, for the community” event—Chain of Blocks Malta energized XRPL builders, founders, and newcomers alike. Read the full recap.
XRPL Commons and B3 are Launching the First Gamechain Built on the XRPL EVM Sidechain
By Odelia Torteman — 2025-09-03
XRPL Commons and B3 launch the first XRPL Gamechain, enabling users to play games, earn, and bring real-world utility to $XRP.
XRPL Commons , Baselight, & XRPScan Open the Next Chapter in Decentralized Public Analytics
By Odelia Torteman — 2025-08-25
Launching the new XRPL Commons and Baseline data integration partnership: a significant step forward in the evolution of XRPL’s data capabilities. This collaboration unveils the next chapter in decentralized public analytics by making the comprehensive XRPL dataset—sourced from one of the most efficient and sustainable blockchains—more accessible than ever.
Building the Future of XRPL: Inside the CoreDev Bootcamp
By Thomas Hussenet — 2025-07-25
This past July, XRPL Commons organized a unique and ambitious event: the Core Developer Bootcamp. For two weeks, we brought together developers, mentors, and core engineers from around the world to dive deep into the internals of XRPL and rippled, the open-source C++ codebase that powers the XRP Ledger.
A Week at APEX Singapore 2025
By Cassie Hirsh — 2025-06-20
One morning at APEX Singapore, we found ourselves deep in conversation over coffee with builders from around the world, exchanging ideas and challenges before the day’s first session even began. That spirit of collaboration and curiosity set the tone for an incredible week ahead. We’re excited to share highlights from our time there—from the talks and panels we led to meeting inspiring people and celebrating community milestones. The event emphasized real-world adoption and compliance, with meaningful conversations and new milestones throughout. Here’s how the week unfolded for us.
Meet The Team: Odelia Torteman, Leading Corporate Adoption Copy
By Cassie Hirsh, Zsofi Borsi — 2025-04-17
“One of the most exciting use cases is the convergence of tokenization and AI, leading to a new paradigm called the Agentic Web. In this model, AI agents function as autonomous economic entities operating on blockchain protocols—generating, trading, and monetizing value. This revolutionizes how value is created and exchanged."
#Ask Me Anything With Aanchal Malhotra
By Zsofi Borsi — 2025-03-10
The community gathered their questions for Aanchal Malhotra, Ph.D, Head of Research at RippleX. This AMA focuses on deployments, namely on DID and where blockchain meets AI.
Move to the New XRPL Foundation Commences
The migration to the new XRPL Foundation is officially underway, marking a significant milestone in the evolution of the XRPL ecosystem. Validators and node operators must update their configurations by February 28, 2025, to ensure continued network participation and avoid potential disruptions—read on for all the details and required actions.
London Calling! Commons Visits the London XRPL Ecosystem
By Cassie Hirsh — 2025-01-31
Connecting with London’s vibrant blockchain community for the first time, XRPL Commons kicked off 2025 by hosting a series of events that brought together innovators, academics, and startups to explore the future of DeFi and tokenization on the XRPL.
Meet the Aquarium Residents - Cohort #4: DeFi Solutions
By Simon Luling — 2024-09-27
One of the most advanced cohorts yet, the DeFi-focused residents showcased a wide array of DeFi use cases across sectors and geographies.
Revolutionizing Retail Payments: The Disruptive Power of XRP Ledger
By Melanie Damour — 2024-09-06
Blockchain like the XRP Ledger (XRPL) is transforming retail payments. FriiPay uses XRPL in point-of-sale terminals to enable easy crypto and card payments, making transactions faster, safer, and more inclusive worldwide.
RWA Real Estate Tokenization
By Melanie Damour, Fabiola Bernard — 2024-08-19
Real estate has been a key to wealth creation, but high entry costs and limited liquidity have kept it out of reach for many. Blockchain technology is changing this by tokenizing Real World Assets (RWA), making real estate accessible through tradable digital shares. Our report explores how this innovation, particularly via the XRP Ledger, is transforming the market by enabling secure and efficient investments.
Ethereum Rio24 - 5 Key Takeaways
By Aurélien Burget — 2024-05-28
Aurélien Burget, Aquarium Residency Director at XRPL Commons, Paris, recently had the pleasure of revisiting his beloved home-away-from-home, Rio de Janeiro, for the Ethereum Rio24 Conference.
Blockchain and AI, Building Trust in the Digital Realm
By Melanie Damour — 2024-04-25
Blockchain and AI are more than just buzzwords. They're revolutionizing the way we trust and interact in the digital realm.
Ask Me Anything with Wietse Wind
By Zsofi Borsi — 2024-03-25
Join us for an in-depth AMA session with Wietse Wind, the founder and CEO of XRPL Labs, as he answers questions from the community and dives into the nuances of Xaman (formerly Xumm), XRPL, and the evolving landscape of blockchain technology. A shorter version of this piece appears in our latest Community Magazine #2.
XRPL Commons Partners with UNESCO Chair ITEN
Joining forces, XRPL COMMONS and the UNESCO Chair ITEN will explore joint research initiatives, offering cutting-edge educational events.
Jumping into the Aquarium Residency
By Cyrille Bourdeaux — 2024-01-15
Just a few months into its inception, XRPL Commons launched the Aquarium Residency, a unique program supporting creators passionate about developing impactful projects using blockchain technology.
Consensus Conference, Austin, Texas, April 27, 2023
By Cassie Hirsh — 2023-05-01
David Schwartz and David Bchiri enjoyed discussing the new features coming to the XRPL at the XRPL Zone.
Paris Blockchain Week, France, March 22, 2023
By Cassie Hirsh — 2023-04-20
We had a blast at our first MeetUp in Paris! It was great to connect with members of our community. Check out our video to see what we’re up to.
Press Release
By Cassie Hirsh — 2023-03-01
XRPL Commons, a new non-profit association focused on educating and empowering the global XRP Ledger (XRPL) community, is excited to announce its launch.
Where DeFi Meets XRPL: Key Projects to Follow
By Death Ranger
The article highlights how Decentralized Finance (DeFi) is shifting global finance toward transparent, intermediary-free infrastructure, with a specific focus on the XRP Ledger (XRPL) ecosystem. It spotlights Flare Network, which provides foundational interoperable infrastructure and a decentralized bridge (FXRP) to let XRP holders use smart contracts, and Enosys, a DeFi application built on Flare that allows users to deploy capital and earn yield. Driven by infrastructure builders and grassroots community innovations alike, the XRPL ecosystem is actively evolving to create a more connected, efficient, and accessible global financial system.
XRPL Paris Hackathon 2023
Join us for the XRPL Commons Hackathon 2023, a pioneering event in partnership with the Chaire UNESCO ITEN, December 1 - 3, 2023.